What is corporate insurance?
Corporate insurance protects companies, leaders, employees, assets, and operations against major business risks.
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Protect the people who build your company.
Group health, group term, and employee benefit programs negotiated at group rates.
Ballpark estimate
Ballpark yearly premium for a Group Mediclaim (GMC) programme.
₹2.0 L – ₹2.8 Lper year
Employer-employee GMC incl. dependents, day-1 PED cover; demography drives the final rate. 18% GST extra.
Indicative starting point only, not a quote. Real premiums begin here and go up with age, health, claim history, add-ons, location and insurer underwriting. Your final figure is confirmed only on a formal proposal.
Corporate cover, mapped by risk.
Explore our content to get started on your Corporate insurance journey.
What should a risk review include?
Review employee benefits (GMC, employer-employee cover), key person risk, stock, liability, cyber, property, and compliance needs.
Learn moreHow does placement work?
Our advisory desk prepares risk information, compares insurers, negotiates terms, and helps implement the programme.
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Benefits and business protection.
Employer-funded group health policy for employees and dependents, with cashless networks, maternity options, and claims support.
Life and health policies structured under the employer-employee arrangement, funded by the company as a welfare and retention benefit.
Keyman insurance that protects the business against financial loss if a promoter, director, or critical leader dies or is disabled.
Covers inventory and stock-in-trade against fire, burglary, and allied perils at declared values, in godowns or at retail.
Protects directors and officers from covered claims alleging wrongful acts in managerial roles.
Covers selected cyber incidents such as breach response, liability, extortion, and restoration costs.
Combines property, liability, money, fidelity, burglary, and operational covers for companies.
Design better company cover.
We have everything you need to help you get the right corporate insurance coverage for your needs.
How companies should design a corporate insurance programme
"A programme is a set of decisions about retained and transferred risk. Buying policies one at a time produces overlaps in some places and gaps in others."
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Group health insurance: designing a scheme employees actually value
"The sum insured is the headline. Room rent, parental cover, maternity and the non-payables list are what employees experience."
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Directors and officers liability: what it covers and why boards are asking now
"D&O protects individuals for decisions made in their corporate role. Data protection and governance obligations have changed the exposure."
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Cyber insurance readiness: what underwriters ask and why the clock matters
"India requires certain cyber incidents to be reported within six hours. Cyber cover funds the response, but only if the controls were in place first."
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