What is general insurance?
General insurance covers non-life risks such as property, liability, accident, commercial, and specialty exposures.
Learn moreLiability, property, and specialty lines placed with insurers who understand your sector.
Ballpark estimate
Ballpark yearly premium for a business package policy.
₹4,500 – ₹7,500per year
Fire + burglary + money + liability package; wording drives the final rate. 18% GST extra.
Indicative starting point only, not a quote. Real premiums begin here and go up with age, health, claim history, add-ons, location and insurer underwriting. Your final figure is confirmed only on a formal proposal.
Explore our content to get started on your General insurance journey.
General insurance covers non-life risks such as property, liability, accident, commercial, and specialty exposures.
Learn moreMatch policy wording to real risks, not just price. Limits, exclusions, deductibles, and extensions matter.
Learn moreAn advisor can map risks, compare insurers, explain clauses, and support documentation during claims.
Learn moreProtects buildings, stock, equipment, and business assets against covered damage or loss.
Covers legal liability arising from injury, property damage, professional error, or business operations.
Pays defined benefits after accidental death, disability, or injury, depending on policy terms.
Bundles multiple general insurance covers into one tailored policy for homes, shops, or offices.
We have everything you need to help you get the right general insurance coverage for your needs.

"Property, liability, people and interruption are four different exposures. Buying them as four unrelated policies is how gaps appear."
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"Average, excess, warranties, condition precedent and subrogation. Five pieces of wording that determine what you actually receive."
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"Sum insured is a valuation exercise, not a budgeting one. Getting it wrong penalises you on every claim, not just the total losses."
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"A shop, a clinic and a workshop face different risks in a different order. A practical starting sequence for owner-run businesses."
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