What is health insurance?
Health insurance helps pay hospital, surgery, treatment, and related medical costs when illness or injury disrupts life.
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Compare health plans across 250+ partners - with an advisor who reads the fine print for you.
Ballpark estimate
Ballpark yearly premium for a retail health plan.
₹9,996 – ₹14,112per year
Comprehensive retail plans; PED waiting periods apply. 18% GST extra.
Indicative starting point only, not a quote. Real premiums begin here and go up with age, health, claim history, add-ons, location and insurer underwriting. Your final figure is confirmed only on a formal proposal.
Explore our content to get started on your Health insurance journey.
Health insurance helps pay hospital, surgery, treatment, and related medical costs when illness or injury disrupts life.
Learn moreLook at room rent limits, co-pay, waiting periods, restoration benefits, network hospitals, and claim settlement support.
Learn moreMost families should compare base cover, top-up cover, city medical costs, age, and existing employer coverage.
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A dedicated sum insured for one person, useful when each family member needs separate protection and underwriting.
One shared sum insured for the whole family, usually efficient for young families with similar health risk profiles.
Extra protection that activates above a deductible, useful for increasing coverage without sharply increasing premium.
A lump-sum benefit for named serious illnesses, designed to support treatment costs, income gaps, and recovery needs.
We have everything you need to help you get the right health insurance coverage for your needs.

"Waiting periods decide when a policy actually starts helping. Four of them matter, and one has recently become much shorter."
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"Room rent limits, co-pay, disease sub-limits and network quality change the value of a policy far more than the annual price does."
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"A floater is cheaper per person and shares one pool. That works well for young families and badly for households with an elderly parent."
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"A deductible-based layer above your base policy is the cheapest route to a high total cover. The difference between the two products is not a technicality."
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